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OT: Military Retirement Changing....For the Worse

  • phlux said... (original post)

    Just wanting to share this with all of you and see what your opinions were. Apparently, a bill is being proposed that will keep military members from receiving retirement until they are 60 years-old. I joined the Coast Guard at 19, and I am now 22. If I stay in the entire 30 years, which would be the maximum amount of time I could remain enlisted in the USCG, I would be at the ripe old age of 49. I would go 11 years after that without seeing a dime from the military for my service.

    Not only could this affect current active duty members, but it could also affect current retirees. I think the politicians' salary, benefits, and retirement should be overhauled instead of ours. Even at 30 years of service, we only collect 75% of our BASE pay, which is usually not a whole lot of money.

    These senators, on the other hand, work for four years and collect 100% retirement for the rest of their lives. How is this fair?

    I'd love to hear some of your input.

    Forgot to link you: http://militaryadvantage.military.com/2010/11/overhaul-military-retirement/

    I'm definitely not an expert, but collecting 75% of base pay, without having to set aside any portion of it is a pretty sweet deal. Most people have to save their funds for retirement. If anybody deserves that perk it's the men and women of service.

    And I agree, this type retirement system is unsustainable and has played a significant role in the demise of several US companies.

    This post was edited by RogueBooster 3 years ago

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    Roll Tide!

  • Good thing im not making a career out of this. 4 more months! With that being said retention is going to spiral but they kinda want that right now. THey are finding reasons to send people home left and right. I hate the fact that they roll stuff out and then take it away. Look at some of the changes to the post 9/11 gi bill that just went down. Its kind of hard to plan an exit strategy when they jerk the rug out from under you. What really sucks is that some of these cutbacks go to fund the addicts, the lazy, and undeserving.

    I spend all day around people in the Navy who ARENT EVEN US CITIZENS!!!! They walk around speaking another language and they dont get out because military pay makes them rich in their country. They take the retirement straight back to where they came from and have house servants and live fat. Were so PC in this country that crap like this is allowed.

    Thread Hijacker Ignore list: Helene, Imgd420, Since1892,noturscreenname

  • Live for 20yrs in the military and you deserve a retirement. We don't want our vets begging on the street because they were forced out for being too old to hump it with the young guys. Being in the military is almost like being a professional athlete. You can only do it so many years. We have the best trained military in the world because of things like 20yr retirement. Same with cops, IMO.

  • everyone should have there OWN business, only then you would see what life was about

  • We'll maybe the government should have thought about that before it promised it. We don't bake cakes for a living. Trust me I'm 37 and I feel like I'm 55. Not an issue of the specific age when we should get retirement, it based on serving 20 or more years. I'll be eligible when I'm 42. BL- in order to convince Soldiers, Saliors, Arirmens and Marines to come in, they promised us retirement after 20 years. Keep your word, don't bait and switch. If you want to change the system then granfather every current service member. Got no problem if they change the system and people decide to come into service based on that new system. Also why are service member benifits the first place that Congress looks when we talk about reducing the budget. I can think of a hundred other places where money is wasted. Lets conduct a comprehensive review of the overspending before we talk about taking benifits that have more than been earned.

    This post was edited by jayman1974 3 years ago

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  • forthetide2 said... (original post)

    Why should I have to work until I'm 60-65 to pay for government workers to retire at 49? Is that fair?

    yes, since they protected your right to work in a free society where if you didn't like the way you were treated you had avenues in which to change your circumstance. for all you folks talking about life expectancy do a study on military and see how much that number changes. I guess it is perfectly feasible to keep paying sorry arses on welfare though.

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  • catchusum said... (original post)

    I spend all day around people in the Navy who ARENT EVEN US CITIZENS!!!! They walk around speaking another language and they dont get out because military pay makes them rich in their country. They take the retirement straight back to where they came from and have house servants and live fat. Were so PC in this country that crap like this is allowed.

    Gonna have to take issue with you here. I think immigrants joining our military to gain citizenship is extremely admirable. Rather than living here illegally like so many, they proactively work to be a part of our country. And what they do with their retirement is their own business. They choose to have house servants, you spend it on NASCAR tickets. Not sure how you can complain about that...

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  • Welcome to Socialism. On the bright side, every non working derelict and illegal alien will have healthcare, all at the expense oof the working man. We are governed by FOOLS.

  • Ok you have a flawed understanding of the system. at 20 years you get 1/2 of your base pay. anothe 2.5% for every year after that, capping at 75% if you go over 30 years. Now keep in mind that Service members also get a housing allowance that is ruffly 1/4 to 1/3 of their base pay. You dont get this housing allowance after retirement. So in all actuality, you are getting far less thatn 1/2 of your total income pre-retirement. With as little as Service members make, they can't live off that. YOu certainly counld not say they were getting a free ride for the rest of their life. Now back to the point I made in my oprevious post. 20 years in the military is like 40 yars in in other profession, save police, fire, and other emergency responders types.

    This post was edited by jayman1974 3 years ago

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  • Bamajoe34 said... (original post)

    yes, since they protected your right to work in a free society where if you didn't like the way you were treated you had avenues in which to change your circumstance. for all you folks talking about life expectancy do a study on military and see how much that number changes. I guess it is perfectly feasible to keep paying sorry arses on welfare though.

    The problem is it's becoming financially impossible to support so many young retirees. And while the military is a grueling career for some, for most it's a 8-5 job with a little jogging in the morning. I'd be willing to bet most people who get out aren't in any physically worse condition than a normal person their age. In fact, they're probably healthier due to exercise requirements. Only the grunts and some other combat arms are worn out after their time.

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  • catchusum said... (original post)

    Good thing im not making a career out of this. 4 more months! With that being said retention is going to spiral but they kinda want that right now. THey are finding reasons to send people home left and right. I hate the fact that they roll stuff out and then take it away. Look at some of the changes to the post 9/11 gi bill that just went down. Its kind of hard to plan an exit strategy when they jerk the rug out from under you. What really sucks is that some of these cutbacks go to fund the addicts, the lazy, and undeserving.

    I spend all day around people in the Navy who ARENT EVEN US CITIZENS!!!! They walk around speaking another language and they dont get out because military pay makes them rich in their country. They take the retirement straight back to where they came from and have house servants and live fat. Were so PC in this country that crap like this is allowed.

    Quit sending money to other countries. Folks are talking about the numbers not being sustainable.....What figures do you base those statements on? I would bet that there are a lot more illegal aliens on the public dole than there is military retirees. Lets cut the funding for the arts programs for someone to depict Christ covered in urine as art and have the taxpayers pay for it. Lets make everyone speak English instead of spending a ton of money putting things in 47 different languages. The U.S. was called the melting pot for a reason.

    I have a question for our reserve folks. Have you ever wondered why so many reserve and national guard have been activated? It is because Clinton cut the active duty military by over 50% when he was in office. That was the largest cut in U.S. history since the end of WWII. There was no money for the military but they spent a ton of money on things like midnight urban basketball leagues.

    Try putting your butt on the line for 20 years and go through the physical stuff we went through and see if you live to 90. You must think that enlisted retirement is a ton of money for some of the comments being made. As a retired 1SG I can tell you that my retirement is less than a lot of people on SS disability. My back is screwed up from the military. VA pays me a disability for it but guess what. The amount they pay me comes right out of my retirement so they have me paying for my own disability.

  • Mxylplyx said... (original post)

    With life expectancy likely to be well over 90 at that time, the government absolutely should NOT start giving anyone a pension at 49. Paying out 40+ yrs of pension for 30 yrs of service....really?

    The whole issue really comes down to this.

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  • BamaFanB4u said... (original post)

    This is crap. The democrats motto for the military has always been "Nothing is too good for the troops and nothing is exactly what they are going to get!" I would like see them serve years overseas away from their families, familiar things like Alabama football (RTR) and never know from day to day where they are going to be at the end of the day. For those of you supporting this action, I would ask if you have ever served in the military? It is amazing to me that the same folks who are wanting to do this have no problems with spending billions to support illegal aliens, billions to support the taliban in Libya or to support financial institutions. Take a look at the link below.... I suggest instead of attacking our troops who are putting their lives on the line that we do this reform act instead. We learn in the military that you lead by example. It is about damn time that our elected officials lead the way.

    Congressional Reform Act of 2011

    1. No Tenure / No Pension.

    A Congressman collects a salary while in office and receives no pay when they are out of office.

    2. Congress (past, present & future) participates in Social Security. All funds in the Congressional retirement fund move to the Social Security system immediately. All future funds flow into the Social Security system, and Congress participates with the American people. It may not be used for any other purpose.

    3. Congress can purchase their own retirement plan, just as all Americans do.

    4. Congress will no longer vote themselves a pay raise. Congressional pay will rise by the lower of CPI or 3%.

    5. Congress loses their current health care system and participates in the same health care system as the American people.

    6. Congress must equally abide by all laws they impose on the American people.

    7. All contracts with past and present Congressmen are void effective 1/1/12.

    The American people did not make this contract with Congressmen. Congressmen made all these contracts for themselves. Serving in Congress is an honor, not a career. The Founding Fathers envisioned citizen legislators, so ours should serve their term(s), then go home and back to work.

    You are my new favorite poster!!!! God bless you, my friend!!rockon

    Perry / Cain 2012

  • JefMorris said... (original post)

    I would argue the average life expectancy of a military member in todays environment is nowhere near 90yrs old. I come from a military family and none of my family has made it out of the 60s. I could be unique but it doesn't matter; a promise made should be a promise kept.

    off to work, RTR

    Must be your family. My step moms dad served in the south pac 41-45, Korea, and nam. The old guy is nearly in his 90s and still kicking hard.

    Bottom line is we can't afford it and should we really call the coast guard military?

    I agree completely that these legislators shouldn't be set up with retirement plans like they have. Should be no different than any other govt employee. Richard Shelby does not need a pension. Neither does sessions or Riley or Clinton or gore or Obama. It is a slap in the face.

    Most of us work harder than a congressman and will never see a pension.

    This post was edited by UA_Tide 3 years ago

  • bamaku

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  • While I agree in part with almost everyone, I must say, breaking the retirement deal with a service member who risk life everyday is bad, not only do they risk life but they leave husbands/wives and children to make sure we have what we have, 20 years for a full retirement as stated by a poster is not the case, military base salary is working for peanuts basically, and they will only recieve 50% of that after 20 years, come on....

    As you wake up and drink your coffee and kiss your kids before leaving for your desk job today, you know you will be home tonight to do homework and throw a ball and watch your programs on TV, you post on BOL and watch Bama football on Satudays and eat your nachos and drink a beer with your buddies, these PROUD Americans pack a duffle bag and carry a weapon and sleep in tents and eat MRE's and take bullets with the intention of making sure you don't have to, government spending needs to be cut(I totally agree) but not for these Americans that put it on the line everyday

    I salute each and everyone of you who take that chance to make sure that all Americans, even the ones who don't fully understand what you do, have the opportunity to watch thier children grow and kiss them and throw a ball with them each and everyday, we all had choices and when you chose you signed a contract to have the chance to retire after 20, so be it, retire and try to catch up for the time lost

    God Bless you

  • I disagree with any plan to change our military's retirement system. These hard working men and women put their life in harm's way at a moments notice to keep us free.

    However members of Congress do not receive full retirement pay if they only serve in Congress for 2-4 years. Their pension is based on the number of years they serve. Members of Congress are eligible for a pension at age 62 if they have completed at least five years of service. Members are eligible for a pension at age 50 if they have completed 20 years of service, or at any age after completing 25 years of service. The amount of the pension depends on years of service and the average of the highest three years of salary. By law, the starting amount of a Member’s retirement annuity may not exceed 80% of his or her final salary. A person serving only 4 years in Congress would not be eligible for a pension because they didn't serve at least 5 years. A person serving 10 years in Congress would only be entitled to 25% percent of their pay (number of years served x 2.5%) but would not be able to receive that pay until they turn 60 years old.

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  • This is not going to be a popular post, but military members have some of the worst entitlement mindsets around when it comes to things like this. Yes, you guys risk your lives. Yes, you do things most people could never do. Yes, you deserve praise and honor.

    But you signed up voluntarily. You volunteered to do all of those things. If you are young, you probably signed on in part due to promises that will not be kept. No, that's not fair - but it's a risk you took. You put your future in the hands of government, the most inefficient and untrustworthy form of agency in the world. I'm in the private sector and you can be damn sure I'm never going to expect a penny in Social Security benefits for this exact reason - nor will I waste any time worrying or arguing to get anything when the time comes. I'll do anything to keep my future out of the hands of government.

    If you think retirement at 50 when the average person lives to be 80 is sustainable, see the auto industry in Detroit. When you argue to maintain unsustainable programs for ANY reason, you are arguing against the interests of those with no voice to argue back - the generations to come after you.

    Everyone has a great emotional argument as to why their entitlements are more worthy than others. Teachers use children as their argument, military uses service to their country. However, without sound economic policy, there is no sustaining any of it. Economics isn't called the dismal science for nothing - it's the study of scarce resources. It's a fundamental natural law that wants and needs are unlimited, but resources to fulfill them are not. The risk of pain and suffering that follows from this law is not something that can ever be eliminated from life, and any government that tries or promises to do it will never succeed.

    Also, to those who argue that the excessive benefits of a few should be cut instead, the math doesn't work out. There are far more military people and teachers than politicians and well-paid government administrators. It's not an "either/or" choice - it has to be both.

    This post was edited by BSEan 3 years ago

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  • homebrothajr said... (original post)

    The problem is it's becoming financially impossible to support so many young retirees. And while the military is a grueling career for some, for most it's a 8-5 job with a little jogging in the morning. I'd be willing to bet most people who get out aren't in any physically worse condition than a normal person their age. In fact, they're probably healthier due to exercise requirements. Only the grunts and some other combat arms are worn out after their time.

    What exactly would you be willing to be if there was some why to quantify this? It is not just the "grunts" that have to do road marches or get beat up during movements, hard landings and a lot of other things. Just the sleep deprivation alone probably causes the average soldier 2-6 years of his/her life. I know I have been there. Part of the time I was combat arms and the other I was avaition. A very few jobs in the military have an 8-5 as you call it. Not to mention the emotinal strain they are constantly under that you would not understand.

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